Skip to Content
Experienced New England Attorneys
No Fault Insurance Laws

No-Fault Auto Insurance Laws in Massachusetts

Twelve states, including Massachusetts, have no-fault auto insurance laws. People often misinterpret no-fault laws to say individuals receive coverage only from their respective insurance providers. This interpretation is not entirely correct. Each state has a certain threshold that, when passed, allows an individual to pursue litigation for compensation.

Different Types of Thresholds

No-fault insurance programs intend to limit the right to sue for people involved in an auto accident, which keeps the costs of claims low. There are three different types of no-fault auto insurance laws that states can choose to enact. Each has different criteria one must meet before a person can use litigation to pursue claims.

  • Verbal thresholds: States provide a complete list of what categories of injuries are serious enough to justify a tort.
  • Monetary thresholds: States set a dollar amount for medical bills that individuals must reach before states allow a tort, (Massachusetts currently uses this method).
  • Choice no-fault: States allow its drivers to choose its own policy and drivers can choose to pursue litigation at will.

Just because you live in a no-fault state does not mean that you cannot recover the claims you may deserve. Once meeting one of these thresholds, all drivers involved in an automobile accident can sue for damages. While the no-fault system exists to make recovering compensation from insurance companies easier, it has blurred the line as to who is liable for an accident.

Contact a Personal Injury Lawyer

The attorneys at Crowe & Harris, LLP are experienced in pursuing litigation in the Massachusetts no-fault system. Our dedicated team understands that sometimes someone is at fault and needs to compensate another party for their medical bills.

Call our offices today at (617) 404-3417 to learn more about what we can do for you.

  • The National Trial Lawyers Top 100
  • American Association for Justice - Leaders Forum
  • Best Law Firms
  • The Inner Circle of Advocates
  • Best Lawyers 2023
  • Best Lawyers in America
  • Multi-Million Dollar Advocates Forum
  • Million Dollar Advocates Forum
  • American Association for Justice
  • Super Lawyers
  • American Board of Trial Advocates
  • Law Dragon

Schedule Your Consultation

  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.
  • By submitting, you agree to be contacted about your request & other information using automated technology. Message frequency varies. Msg & data rates may apply. Text STOP to cancel. Acceptable Use Policy

The Crowe & Harris Difference

  • A Boutique Law Firm Experience

    You’ll know the names and faces of the people who are working on your case. We limit our case load and case type to ensure the best results for you and your loved ones.

  • Cutting-Edge Representation
    We use the latest technology and methods to ensure you have the best experience.
  • The Right Resources for Your Case

    We have 9 attorneys and 4 registered nurses who do nothing but serious personal injury cases.

  • Known & Respected in the Profession

    We have more than 100 years of combined experience and countless awards and recognitions from professional groups.